MORTGAGE OPTIONS

10 / 15 / 20 / 30 Year Fixed Rate

  • Know that your rate will not increase
  • Plan to own more than 7 years
  • Long-term ownership, this is your loan!
  • Get a lower rate and a lower payment.

Adjustable Rate Mortgage (ARM)

  • Reduce your mortgage payment even more with our interest-only payment option.
  • This option is for anybody planning to move within 7 years.
  • No down payment required for Purchase loans
  • Free up all your cash for all of life’s other expenses

Zero Down

  • No PMI Option Available (Private Mortgage Insurance)
  • Refinance to pull cash out to 100% of homes value…
  • Self Employed or contractor with no pay stubs

No Documentation

  • No income documentation…
  • No asset documentation…
  • No Employment History…

Interest Only

  • Free up hundreds of dollars a month

Jumbo

  • Loans over $417,000
  • Consolidate credit cards…
  • Lower total monthly payment…

Debt Consolidation

  • Lower overall rate and reduce long term interest…
  • Eliminate compounded interest on credit card debt
  • Less than perfect credit

Less Than Perfect Credit

  • Bankruptcy
  • Foreclosures
  • Short Sales
  • Looking for a fresh start
  • Low interest only payment available
  • Use 100% of your homes value…

High Loan To Value

  • Mortgage up to 125% of the properties value
  • Government Loan Programs…
  • Zero Down Programs…
  • Veteran Loans…[/two_third][one_third]

FHA and VA

  • Federal Housing Administration Loans…
  • Relaxed credit requirements…
  • Affordable Payments…